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  • First-Time Home Buyers Continue to Put Down Less Than 6%!

    Monday, 16 July 2018
    First-Time Home Buyers Continue to Put Down Less Than 6%! | Simplifying The MarketAccording to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes with down payments below 6% in 2017. Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves without even trying, but in March, 71% of first-time buyers […]
  • Want to Sell Your House Faster? Don’t Forget to Stage! [INFOGRAPHIC]

    Friday, 13 July 2018

    Some Highlights:

    • The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging.
    • 62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market.
    • 50% of staged homes saw a 1-10% increase in dollar-value offers from buyers.
    • 77% of buyer’s agents said staging made it easier for buyers to visualize the home as their own.
    • The top rooms to stage in order to attract more buyers are the living room, master bedroom, kitchen, and dining room.
  • House-Buying Power at Near-Historic Levels

    Thursday, 12 July 2018
    House-Buying Power at Near-Historic Levels | Simplifying The MarketWe keep hearing that home affordability is approaching crisis levels. While this may be true in a few metros across the country, housing affordability is not a challenge in the clear majority of the country. In their most recent Real House Price Index, First American reported that consumer “house-buying power” is at “near-historic levels.” Their […]
  • Rising Interest Rates Have Not Dampened Demand

    Wednesday, 11 July 2018
    Rising Interest Rates Have Not Dampened Demand | Simplifying The MarketSince the beginning of the year, mortgage interest rates have risen over a half of a percentage point (from 3.95% to 4.52%), according to Freddie Mac. Even a small rise in interest rates can greatly impact a buyer’s monthly mortgage payment. First American recently released the results of their quarterly Real Estate Sentiment Index (RESI), […]
  • How Long Do Most Families Live in a House?

    Tuesday, 10 July 2018
    How Long Do Most Families Live in a House? | Simplifying The MarketThe National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of their data points, which has changed dramatically, is the median tenure of a family in a home, meaning how long a family stays in a home prior to moving. As the graph below shows, over the last twenty years (1985-2008), the median tenure […]
  • The #1 Reason to List Your House for Sale NOW!

    Monday, 9 July 2018
    The #1 Reason to List Your House for Sale NOW! | Simplifying The MarketIf you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for Sale The National Association of Realtors’ (NAR) Chief Economist Lawrence Yun recently commented on the current lack of inventory: “Inventory coming onto the market during […]
  • Cost Across Time [INFOGRAPHIC]

    Friday, 6 July 2018
    Cost Across Time [INFOGRAPHIC] | Simplifying The Market

    Some Highlights:

    • With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years.
    • Rates are projected to climb to 5.1% by this time next year according to Freddie Mac.
    • The impact your interest rate makes on your monthly mortgage cost is significant!
    • Lock in a low rate now while you can!
  • Homes More Affordable Today than 1985-2000

    Thursday, 5 July 2018
    Homes More Affordable Today than 1985-2000 | Simplifying The MarketRising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the American Dream – their own home. However, it is not just the price of a home that determines its affordability. The monthly cost of a home is determined by the price and […]